Managing Your Money

I have learned a very significant lesson about finances. Debt is always going to be in your life at some point or another. People stress over it but it's truly nothing that you can do about it. all the debt and collection agencies can do is wait until you can pay them. It may affect your "FICO SCORE" or "CREDIT SCORE" but you can improve it as soon as you start paying them again and on time. It's not worth the heart attack or stroke or even your health, period. Material things can always be replaced but a life can't. You really can make the most of your finances by limiting spending to things that you basically need like food, household items etc. Buy in small quantities and as you need them. Put a little on the side, if you can for a rainy day; it is good for emergencies like to pay for medicine or co-payments. For people who have never shopped second hand or thrift, this may be a good time to start. I am a thrift shopper and I find really great items, some never been touched at great low prices. You may choose to shop at a resale boutique for name brand second hand items that are in excellent condition, but it's a little more expensive. You can still find name brand items at a local thrift store. Don't purchase big ticketed items that you can't afford or can't fit into your budget like a car or house. This kind of debt can really send you over the edge because you really want to own your own home; everybody does but it may not be the best option if you don't have at least a 30% down payment, at least $3000 for unexpected repairs and money to have your home appraised. Having that kind of down payment builds immediate equity in case you should get behind on your mortgage. Buying a car that you can't afford is a little bit different because you can make a deal with the dealership to sell or buy back your car only if you are not behind on your payments. So, debt can really be avoided if you just make wise decisions on whether or not you can afford it.

No Money, No Honey

We all, as ladies, sometimes keep a lock on what we know our man wants but we just brutalize him by putting a combination on the lock. Yeah, I said it. We withhold sex from our man because he has to come with the ends. It would be surprising if you have never done this before. It's a way of getting what we want and them getting what they want. We don't really have to in some cases but we do it to see if it's going to get us what we want,Hey.....Some of us don't believe that everything in life is free not even the coochie. So if he ain't acting right you know what to do but sometimes it can be a risk because he can go elsewhere. But if he's truly a good man don't be too hard on him. The saying is that it's a two way street. Is it?

There's No Me Without You

Some of the best things in life are free and the cost of love is priceless. Money can't buy you love or happiness it's all about being happy with yourself first. If you don't think that you are the shit, then no one else will think that you are the shit. Be true to yourself and all other things will fall into place. It's ok to put on a little make up on when your lounging around the house and it's ok to feel sexy in the morning. Doing things that makes you happy makes you feel better about yourself whatever it may be. We don't need someone to complete us, it's all within ourselves. I occasionally take a movie by myself or treat myself to a breakfast or dinner. I try to do something different each time to be distint. Love is not a choice, it's a feeling and you love people for who they are and for how they make you feel. Love is not based on looks or physique because that fades away with age. When you can feel what's in someone's heart, then you have felt the feeling of true love.

It's Your Opinion

Everyone is entitled to his or her own opinion but it's ok to disagree with it. It's part of the First Amendment of the United States Constitution. We are not going to always agree with one's opinion on a number of things but it's always good to keep an open mind about what the opinion is. Remember there's two sides to every story and it would be wrong to take sides or to not get the facts first. Keeping an open mind about an opinion can save you some embarrassment of judging others without good cause.

What About Your Friends

How do you know that you can trust your friends? Well, that's a question that you will have to ask yourself. What type of friends that you prefer. Ideally we all would like to have friends that we can trust. Some friends have an agenda to want to be your friend in the first place that agenda depends totally on what you observe about them. Can you depend on your friend(s) when you really need them the most? Are they thoughtful when it comes to things like birthdays, holidays and important issues etc.? Sometimes it is worth putting them through the test. Remember, your friends will be there whenever you need them. They will have your back at all times. Friends will never talk about you to other friends.
Friends will always give honest advise and would never steer you wrong. An honest friend will tell you something that they think is significant to you regardless if it may hurt your feelings without intention. Good friends are the ones that you would want to keep around because a good friend is hard to find. So what about your friends..........

For Heavens Sake

When I come home late evenings I just want to hit the door and take the nearest sofa. Another tiresome day at work is just killing me. I just want to unwind on my day off but we all know that that irritating phone is going to just ring. Ring.... ring.... Can someone just take the phone off of the hook for heavens sake. Later when you check the messages after having your rest disturbed, It's your boss that has left you a message saying that they need you to come in to work someone Else's shift. That's why I made it my business to tell them that I have yoga classes on my days off so call someone else please(lying). Just the other day a co-worker and I were having an hour lunch in the lounge when my boss again came and said that we have to cut our lunch to an half hour because we had VIP people visiting the store and we needed to get back to work to arrange some displays. What a fluke. Am I making mega bucks here, noa, I really don't think so......
So should you have the right to tell your boss that you really don't think that's in you job description and if it isn't, would you quit? hummmmm.

Going Home To New Orleans

Famous for it's taste and flowered sugar; you can get these by the dozens. "Benet's', a french name but we call them a different kind of donut. Cafe Du' Monde' is where New Orleanians stop for Benet's and Latte in the French Market near the River Walk. They are always delicious to eat.

This is the "Street Car" known to run through the city of New Orleans from Canal Street, down Baronne to St. Charles Avenue and Carrollton. Taking a ride on the street car was always an experience. Some of the most famous people today has taken a ride on the street car. If your ever visiting the city, try the ride and feel the experience.

As you all know that New Orleans was hit by one of the most devastating Hurricanes ever "Katrina". A hurricane that will forever instill the remembrance of lives and memories lost. Communities that are still struggling to survive and rebuild. My people, as I shall put it, were people of yesterday, today and tomorrow. A loving family and community of children, families and culture that will never be forgotten. "I Love New Orleans". My family and I will be planning to go home to visit this summer but I wish that it was the same New Orleans That I knew before Katrina. Going home will always be a reminder of the beautiful city as it was. The culture, food, fun and entertainment is what I miss the most. I really wish that we can go back home someday. Our roots, our love our home.

New Orleans

Talk Is Cheap

A lot of times you will encounter people who will make you promises that turn out to be false. That's why I say that a real person matches his words with action. Trust is something that is earned and when you don't keep your promises the more likely that someone won't take you up on your word the next time around. Remember if you are in doubt; don't make promises that you can't keep.

Health and Happiness

I started managing my weight two weeks ago and I'm coming along pretty well I'd say. It's really not that easy but I just take it one day at a time. My motivation is my beautiful gown that I wish that I could wear once again. That dress is a size 10 and I will fit in it again. I loved the way that I looked and felt when I was this weight. I got plenty of compliments especially from my husband.
I was more active, I felt more beautiful and confident and I looked great in clothes. I'm sure that everyone has had their battles with weight at some point in time and it can be discouraging at times; but I'm here to tell you to not give up because you are doing great. Find something that motivates you to keep going like my dress. You can do it! I am here to help you if you need it. Try to minimize your stress levels by taking some quiet time to relax and meditate in a quiet setting. Remember it's not what you eat; It's how much you eat. A great thing that works for me is the treadmill. If you don't have one try to invest in one. I purchased mine second hand at a thrift store for much less than what I would have paid for a new one.
Even if you don't have a treadmill, try ankle and/or wrist weights. Dumbbells are also great for toning. Map out a plan to do at least 30 minutes of some kind of activity a day i.e, walking, bike riding etc. Drink plenty of water as you can get dehydrated while working out or exercising and we don't want to become light headed. Doing just a few basic exercises like jump rope, jumping jacks, squats and lifting weights can burn a good amount of calories and fat. Stick to portion size of foods combined with fruit and vegetables throughout the day. I'm not a breakfast person so a right size shake or slim fast protein shake satisfies my hunger for at least four hours. Healthy snacking is great but I don't deprive myself when I have a little craving. Stay focused and determined and you will see results.

I'm Every Woman

I am every woman from the tip of my fingers, down to my toes, from my soft lips to the tip of my nose

I have to keep it real. I am every woman because I keep the the food on the table, the children settled, pay all of the bills; on time....house keeping and still find time for pleasin'.

I'm every woman because I complain when I'm not getting enough attention so I take the credit card and go shopping to sooth my loneliness.

I'm every woman because I'm never too tired to give you what you want or what you need I just ask that you do the same.

I'm every woman because I don't complain when you fall asleep after great S.E.X.

I'm every woman because I know that I can cheat; but I don't, and I know that I can have any man that I want.

So if you're hearing what I saying you betta have your game tight and this is for all of you fellas that ain't right.........